Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.
Technology companies such as Alibaba, Amazon, Facebook, Google (or more precisely its mother company, Alphabet) and Tencent started providing financial services. That generates potential economies of scale.
One of China’s largest state-owned banks, the Bank of China, opened a new branch in the Romanian capital of Bucharest. The new European branch is expected to help financing China-EU connectivity projects.
The Baby Boomers generation is more accustomed to using traditional media, such as newspapers, television and radio, than the internet. As a result, it uses online banking services less frequently than younger people.
The EIB’s Board of Directors approved the new energy lending policy which makes the bank more "green". The bank will stop financing fossil fuel projects from the end of 2021.
The main challenge for central banks and supervisory institutions, not only in the European Union but also in the world is to create, in the nearest future, appropriate regulations concerning digital currencies, such as...
The personal loan sector in Poland represents just a small part of the financial services for individual customers, which is dominated by banks. Compared with the lending markets in other countries, the Polish personal loan...
In the Southeast Europe (SEE) banking has changed significantly. Before 2008 crisis the largest growth of assets was in housing loans, today the growth is noticeable, first of all, in the non-purpose cash loans.
In the middle of October 2019, Velvon Bank, the sister company of the Czech online bank Air Bank, announced that it had been granted a German banking license. Velvon chose Munich as the seat for its German operations.
The process of reforming systemically important banks hasn't been completed yet. The independence and credibility of the regulatory and supervisory bodies will be of crucial importance in the effort to reduce the systemic...
Sberbank, Russian largest bank, made a pilot blockchain transaction. Under the leadership of the former economy minister Herman Gref, Sberbank has been focusing on blockchain technology for nearly two years.