English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.
Automatic financial advice is knocking at our doors
Krzysztof WaliszewskiAfter the financial crisis we saw a rapid development of automated financial advisory platforms (known as robo-advice). The question now arises whether these services constitute a threat to traditional, financial advisory...
The pandemic will not change consumers behavior
Ewa Rzeszutek“The pandemic did not cause any big changes in consumers behavior. The crisis will not significantly affect the saving habits of Poles either” – said Professor Dominika Maison, Dean of the Department of Psychology at...
Europe has the best digital quality of life
Filip BrokešEuropean countries offer the best digital quality of life, according to a recent study. The list of top ten countries is dominated by western European nations. In the CSE region, Poland ranked the highest, as the 10th in the...
Large banks in Poland are investing in advanced technologies
Maciej DanielewiczThe results of a survey conducted by Poland’s central bank, NBP and the Polish Financial Supervision Authority (KKNF) show that large banks are investing heavily in technology and rapidly increase their competitive...
The Polish road to 5G
Tomasz ŚwiderekAccording to the marketing of mobile operators, in the spring this year Poland entered the 5G era. However, the only noticeable change for the first Polish customers of the 5G mobile telecommunications services will be the...
Larger homes, smaller offices – the real estate after the pandemic
Dariusz Rostkowski“The coronavirus will boost demand for larger apartments, as some people will work remotely,” says Jacek Łaszek, PhD. He has no doubt that the pandemic will change the commercial real estate, and rents for office space...
Digital exclusion increasingly more painful
Mirosław CiesielskiAlmost half of the global population still is not using the internet. During the pandemic being offline makes it difficult or even impossible to access many goods, services and social benefits, thereby deepening social...
If the bureaucracy wants to be innovative, it has to be smart
Sebastian StodolakThe pandemic crisis is an opportunity to rethink the role of the state in the economy. Professor Rainer Kattel, an economist from University College in London, argues that administration can foster innovation and that the...
The pandemic could change “Big Pharma” for good
Sebastian StodolakThe coronavirus pandemic may have shown various weaknesses of the pharmaceutical industry, but it has potentially created an opportunity for the sector to cure itself. The pandemic could solve the problems of patents and...
The coronavirus pandemic as a test for start-ups
Mirosław CiesielskiAfter 2019, which was almost record-breaking in terms of the value of VC investments, start-ups have hit a wall due to the lockdown and difficulties in raising capital. However, some of them are actually benefiting from the...