In a sample of over 700 firms analyzed in July and August 2020, refusal to grant a loan was very rare and only affected few per cent of respondents. In particular, incidences of refusal to finance a good investment project due to...
The standing of banks affects the real sector of the economy and the situation in the economy determines the functioning of banks. Their lending and financial plans for the next year, as well as medium-term strategies, turned out...
Despite the increase in non-cash payments during the pandemic, the fintech sector generally did not record an increase in profitability. They face difficulties in financing and a turnover drop, as well as in number of customers...
Banking-as-a-service (BaaS) is a process in which banks provide access to the back-office to third parties. This enables the latter to offer financial services without the need of obtaining banking licenses and possessing the...
As the political crisis in Belarus increases, banks find themselves under severe pressure. With an ever growing number of people withdrawing money, the National Bank of Belarus has no choice but to sell its reserves on financial...
2019 was a successful year for the fintech sector. Many start-ups have increased their valuations and customer bases. They have successfully entered new markets and developed innovative services, taking over the revenues of...
The scale of the boom in the access to banking services via mobile devices is well illustrated by an analysis of the growth rate of the number of users, which amounted to 33 per cent on average in 2014-2019. At the end of...
A new instrument has been developed in Poland, which allows tracking the price of money in fixed-term transactions. The Financing Cost Index could become a tool of everyday use. The average daily transactions in this tool reaches...
The growing role of the Polish retail financial services, both for the providers and for customers, has been even too evident in recent years. There is a lot going on this market: fintechs are emerging, banks are consolidating,...
Generation X, or people born between 1965 and 1980, entered adulthood not only in a time of important political transformations in Central and Southeast Europe (CSE), but also in times of great technological changes in the world.