English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.
The Eurozone is a cash union and not a monetary union
Sebastian StodolakThe EUR is an unfinished project and it’s possible that the Eurozone cannot function on a permanent basis at all, warns Thomas Mayer, the former chief economist at Deutsche Bank.
The financial industry is going hand in hand with technological progress
Paweł KowalewskiThe International Monetary Fund (IMF) and the World Bank (WB) have published an agenda devoted to the fintechs, and call for the extensive cooperation between the regulators.
Artificial intelligence is taking over financial services
Milena KabzaArtificial intelligence could become a useful force in the financial services sector, but it could also become a destabilizing force posing a threat to the global financial system.
Croatian banks in 2018: rise in profits, but fall in operative business
Vedran ObućinaBanks in Croatia doubled their pre-tax profits in the first nine months of 2018, according to Croatian National Bank (CNB). Crotain banking sector has the highest capital employed in the economy, around HRK60 bn.
Polish banks are reluctant to embrace open banking
Jacek RamotowskiOpen banking, which allows customers to freely choose their financial service providers, constitutes a serious challenge for the banks which could easily lead them to squander their opportunities.
The WSE has a chance to be a pioneer of the blockchain technology
Piotr RosikThe Warsaw Stock Exchange (WSE) has announced the launch of a private market based on a blockchain. It has a chance to be in the avant-garde of the blockchain revolution as most of the capital markets have taken a rather...
The Asian Infrastructure Investment Bank in Poland: complementary involvement
Paweł BagińskiThe chances for the Asian Infrastructure Investment Bank (AIIB) to pursue infrastructure investments in Poland appear to be rather slim. Its possible involvement could aim at closing any financing gaps or attracting private...
Fintechs promote financial inclusion
Milena KabzaFintech companies have made considerable progress in promoting financial inclusion through new business models and products. Incomplete or inadequate access to financial services is a problem faced by a large part of the...
Public investors significantly increased their asset holdings
Milena KabzaThe global economic recovery and the boom on capital markets increased the assets of public investment institutions by USD2.5 trillion last year.
The birth of Russia’s fintech giant?
Filip BrokešAlthough Sberbank denied information that it plans to acquire a controlling stake in Yandex, Russian tech giant lost more than 20 per cent of capitalization on this news.