English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.
European supervisors are pointing out the benefits of Big Data
Milena KabzaThe Joint Committee of European Supervisory Authorities (ESAs) analyzed the impact of large sets of data on consumers and financial institutions and concluded, that despite the potential risks arising from the use of Big...
The Basel III banking reform has been completed
Jacek RamotowskiWith a delay of almost a year, the Basel Committee on Banking Supervision (BCBS) finally issued the last part of regulations aimed at completing the reform of prudential rules initiated after the outbreak of the global...
European stress tests – the markets could deal with a blow to the economy
Jacek RamotowskiThe European Banking Authority has announced the launch of stress tests of the banking sector in the European Union. The exercise will involve 48 banks, including PKO BP and Pekao SA from Poland.
Belarus bankers feel heat of anti-Russian sanctions
Sergei KuznetsovThe banking sector of Belarus, already shaken by the US sanctions that affect the local subsidiaries of Russian leading state-owned lenders, will face further problems if the US administration adopts new restrictions against...
Blockchain is changing business
Tomasz ŚwiderekIt cannot be ruled out that blockchain technology will lead to an even greater revolution than internet. In 2018 it is expected to be one of the six most intensively developed technologies in the world.
MREL will be a challenge for banks and regulators
Jacek RamotowskiMREL is a key instrument enabling the liquidation of banks without threatening the stability of the financial system, are now close to conclusion. The work on regulations is now close to the end.
Banks are resisting modern technology
Sebastian Stodolak“Banks have to start taking new technologies seriously and realize that people need banking services and not banks,” says Brett King, a specialist in new technologies in banking.
Cash isn’t going anywhere anytime soon
Obserwator FinansowyAccording to a study conducted by the ECB, nearly 80 per cent of transactions in the Eurozone are carried out in cash, despite the rapid development of electronic payments.
Traditional banks are becoming obsolete
Milena KabzaEven the representatives of the banking sector are openly admitting that the traditional role and model of banks will undergo significant changes in ten or more years.
The success of AIIB depends on cooperation with governments and private investors
Paweł BagińskiPoland should conduct its activity at the Asian Infrastructure Investment Bank (AIIB) from the perspective of a developed country and a mature EU member.