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Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.

No prospects for PrivatBank – USD2bn still needed
Michał KozakThe nationalization of Ukraine's largest commercial bank Privatbank was a serious burden on the state budget, and experts claim that the company will still have to be subsidized for a long time.

Cryptocurrencies come to Kosovo
Vedran ObućinaThe Albvision Group, a Kosovo company operating in information and security systems, banking, energy, and telecommunication, announced it is opening the first cryptocurrencies' ATM in the country.

Dubrovnik sets up the path for further liberal reforms in CSE
Jan MuśIMF and the governor of the Croatian National Bank organized a conference that encourages further liberal reforms in Central and southeast Europe.

Ukrainian dispute over land trade
Michał KozakThe International Monetary Fund is demanding that Ukraine abolish the moratorium on agricultural land trade which has been in force since 2002.

Here comes fintech 2.0
Mirosław CiesielskiAfter several years of expansion fintech companies have lost their momentum, both in terms of scale and revenue. As a consequence, they are now trying to implement new business models, including those based on cooperation...

Russian banks may leave Ukraine
Michał KozakBanks with Russian capital, which have so far maintained a strong position in Ukraine, are now slowly preparing to retreat.

Let’s not blame the euro for the crisis
Witold GadomskiThe factor deciding the pace of economic growth is the quality of the economic policy. There is no evidence that the adoption of the single currency inhibits economic growth.

Czech Republic will be ready for Euro adoption
Jo HarperThe governor of the Czech Republic’s central bank Jiri Rusnok said that the country is ready to adopt the common European currency, but “it would be better to wait until local wages and prices approached those of core...

Poland’s central bank: Poles increasingly do without cash
Krzysztof BieńThe results of a survey conducted by Poland’s central bank on attitudes towards modern payment methods show that the vast majority of Poles are using non-cash forms of payment, even when it comes to the settlement of...

Between Scylla of weak growth and Charybdis of buoyant markets
Jacek Ramotowski“The macro-prudential supervision tries to navigate between Scylla and Charybdis to prevent them from destroying the ship,” says Francesco Mazzaferro, Head of the European Systemic Risk Board Secretariat.