Articles in English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.

Poland getting up, starting up
The Polish venture capital scene had a strong second half of 2019, with over PLN1bn (EUR235.7m) invested in start-ups in the Q3, led by DocPlanner, Brainly and Booksy pulling in large investment rounds from overseas...

EU’s Generation X and online banking
Generation X, or people born between 1965 and 1980, entered adulthood not only in a time of important political transformations in Central and Southeast Europe (CSE), but also in times of great technological changes in the...

Is Davos changing the capitalism?
During the World Economic Forum (WEF) in Davos, the US President Donald Trump only mentioned climate change, while Greta Thunberg accused top managers of failing to take action to stem climate change. Fixation on these two...

There’s no escape from megacities
The cities of the future will be a cross between neon behemoths and green gardens, powered by renewable energy. Thanks to new technology, life will be good in these cities, said prof. Alain Bertaud, an experienced urbanist.

The world will grow slower and climate change have an impact on economy
Climate change was one of the major topics during this year World Economic Forum in Davos with Greta Thunberg on one side and the US President Donald Trump on the other. Meanwhile, the IMF says a slowdown in global economy...

Big-tech companies: competition for banks or new opportunities?
Technology companies such as Alibaba, Amazon, Facebook, Google (or more precisely its mother company, Alphabet) and Tencent started providing financial services. That generates potential economies of scale.

Europe is not innovative enough
When it comes to advanced technologies, Europe has been lagging behind the US and China for many years. This has an effect on the growth rate and the competitiveness of the European economy, as well as the level of...

Nuclear energy considered “green”
In December 2019, heads of states and governments of the EU countries reached a compromise regarding the status of nuclear energy in the framework of the block's climate neutrality 2050 targets.

Baby Boomers are reluctant about online banking
The Baby Boomers generation is more accustomed to using traditional media, such as newspapers, television and radio, than the internet. As a result, it uses online banking services less frequently than younger people.

Young people in Southeast Europe and their economic prospects
The Youth Study Southeast Europe 2018/2019 says that three factors determine the situation of young people in the Southeast Europe. These are: economic insecurity, low levels of satisfaction, and the pro-European...