English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.
The world will grow slower and climate change have an impact on economy
Milena KabzaClimate change was one of the major topics during this year World Economic Forum in Davos with Greta Thunberg on one side and the US President Donald Trump on the other. Meanwhile, the IMF says a slowdown in global economy...
Big-tech companies: competition for banks or new opportunities?
Milena KabzaTechnology companies such as Alibaba, Amazon, Facebook, Google (or more precisely its mother company, Alphabet) and Tencent started providing financial services. That generates potential economies of scale.
Europe is not innovative enough
Mirosław CiesielskiWhen it comes to advanced technologies, Europe has been lagging behind the US and China for many years. This has an effect on the growth rate and the competitiveness of the European economy, as well as the level of...
Nuclear energy considered “green”
Filip BrokešIn December 2019, heads of states and governments of the EU countries reached a compromise regarding the status of nuclear energy in the framework of the block's climate neutrality 2050 targets.
Baby Boomers are reluctant about online banking
Mirosława KaczmarekThe Baby Boomers generation is more accustomed to using traditional media, such as newspapers, television and radio, than the internet. As a result, it uses online banking services less frequently than younger people.
Young people in Southeast Europe and their economic prospects
Milica MilojevićThe Youth Study Southeast Europe 2018/2019 says that three factors determine the situation of young people in the Southeast Europe. These are: economic insecurity, low levels of satisfaction, and the pro-European...
How “green” will the European Investment Bank become?
Tomasz ŚwiderekThe EIB’s Board of Directors approved the new energy lending policy which makes the bank more "green". The bank will stop financing fossil fuel projects from the end of 2021.
Ukraine in a smartphone: is that possible?
Michał KozakThe President of Ukraine Volodymyr Zelensky has announced a rapid technological leap and the full digitalization of the state. However, previous achievements in this area are not very reassuring.
Europe’s car sharing cities of tomorrow
Filip BrokešPeople across the world are slowly but surely swapping their car keys for a phone app. Although European cities are lagging behind their Russian and Asian competitors in terms of car sharing fleet size, the service is on the...
The new central bank digital currency
Milena KabzaDigitalization transforms many aspects of business activity, reduces the role of cash in financial intermediation, and promotes the emergence of new forms of money. This is a major challenge for the central banks.