Articles in English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.
Russian Sberbank has a new owner
The Central Bank of the Russian Federation sold its 50 per cent+1 share in Sberbank, Russia’s largest financial institution, to the Russian Finance Ministry. Although officially carried out to avoid conflict of interest,...
How does Europe deal with problem banks?
In 2010, former Governor of the Bank of England, Mervin King, said that “large, complex financial institutions are global — at least in life if not in death.” He highlighted the lack of an international framework for...
The Financing Cost Index will show the real cost of money
A new instrument has been developed in Poland, which allows tracking the price of money in fixed-term transactions. The Financing Cost Index could become a tool of everyday use. The average daily transactions in this tool...
Disaster protection bonds
It’s time to learn about a unique type of bonds — so-called "cat bonds". But these are not “pussycat” bonds for the benefit of cats. This time the cat is not some kind of tabby — it is an abbreviation for...
Banks in the age of digitization
A large percentage of banks will have to face the threats resulting from the dynamic processes of digitization in conditions of a global economic crisis. This will force them to transform their traditional business models.
Croatian central bank reacts against COVID-19
Croatian economy is especially prone to international shocks. Dramatic spread of coronavirus, followed by drastic fall in supply&demand chains badly affected Croatian economy, which did not even have enough time to...
Five years of the banking union
The establishment of the banking union in the Eurozone means that banks are operating in a single regulatory environment, which is important especially in the case of cross-border banking groups. However, the banking union...
Online banking and Millennials’ internet life
The young people, who entered adulthood at the beginning of the 21st century, cannot imagine the world without the internet. In the use of online banking the Millennial generation has bridged the gap between the old and new...
EU’s Generation X and online banking
Generation X, or people born between 1965 and 1980, entered adulthood not only in a time of important political transformations in Central and Southeast Europe (CSE), but also in times of great technological changes in the...
The US threatened Europe with tariffs, and everyone in Davos praised Asia
The US Secretary of the Treasury Steven Mnuchin suggested in Davos that imposing a digital tax in Europe may result in customs duties imposed on European cars. In addition, the future of Asia was discussed as well as the...