English
Obserwator Finansowy features views and analysis of economy in Poland and other countries, written by some of the best journalists, economists and analysts. Our mission is to share knowledge of economics and financial markets in the world.
Obserwator Finansowy is a project under aegis of the Poland’s central bank, Narodowy Bank Polski. We have published thousands of articles about the Polish and global economy. Our journalists have conducted hundreds of interviews with Nobel laureates, distinguished economists, business leaders and politicians with views across the political spectrum.
In this section you can find selected articles in English.

EU versus Big Techs
Filip BrokešIn early December, the European Commission (EC) will introduce a set of new rules in areas ranging from the transparency of algorithms and content moderation to online advertising. The Digital Services Act (DSA) and Digital...

Innovation in the time of crisis
Mirosław CiesielskiThe crisis caused by the coronavirus does not create favorable circumstances for changes in business operations. Most managers seek to maintain their current levels of activity and to limit the possible losses. But the...

Reversal of the demographic trends on the Polish labor market
Paweł StrzeleckiThe influx of economic immigrants to Poland in recent years is a phenomenon which has no precedent in the modern history of Poland, and which could be a signal of important changes taking place in the other countries of...

Listed companies are not ready for the Green Deal
Magdalena KrukowskaVery few Polish companies have implemented climate policies. The situation may change, however, once the new EU financial tools and reporting obligations are introduced. In spite of the pandemic, there have never been more...

Russian hydrogen energy waiting in the wings
Jo HarperThere are some who believe that the Nord Stream 2 pipeline won't be used for natural gas in the near future, instead becoming instrumental in the production of hydrogen. Russian and German companies have a plan to build a...

Automatic financial advice is knocking at our doors
Krzysztof WaliszewskiAfter the financial crisis we saw a rapid development of automated financial advisory platforms (known as robo-advice). The question now arises whether these services constitute a threat to traditional, financial advisory...

The pandemic will not change consumers behavior
Ewa Rzeszutek“The pandemic did not cause any big changes in consumers behavior. The crisis will not significantly affect the saving habits of Poles either” – said Professor Dominika Maison, Dean of the Department of Psychology at...

Europe has the best digital quality of life
Filip BrokešEuropean countries offer the best digital quality of life, according to a recent study. The list of top ten countries is dominated by western European nations. In the CSE region, Poland ranked the highest, as the 10th in the...

Large banks in Poland are investing in advanced technologies
Maciej DanielewiczThe results of a survey conducted by Poland’s central bank, NBP and the Polish Financial Supervision Authority (KKNF) show that large banks are investing heavily in technology and rapidly increase their competitive...

The Polish road to 5G
Tomasz ŚwiderekAccording to the marketing of mobile operators, in the spring this year Poland entered the 5G era. However, the only noticeable change for the first Polish customers of the 5G mobile telecommunications services will be the...